September 18, 2021

Get a Free Insurance QuoteMobile/Manufactured Home Insurance

Mobile Home

Mobile/Manufactured Home insurance policies covers many types of mobile homes such as owner-occupied, seasonal, rental, tenant, modulars, park models, commercial mobile homes. A mobile home insurance policy protects the customer's investment in the home, personal property and other structures against accidental causes of physical damage loss. It will also cover mobile/manufactured homes of most any age, size, value, make, and model and whether the home is located in a park or on private property.

Optional Coverages

  • Replacement Cost or Extended Replacement Cost - Regardless of age of home if insured to replacement value
  • Replacement of awnings, carpeting, built-in appliances, outdoor antennas, equipment and structures included with Replacement Cost endorsement
  • Replacement Cost on Personal Property
  • Personal Injury
  • Incidental Business Liability
  • Animal and Specific Structure Exclusions

Additional Coverages

  • Golf Cart coverage for physical damage and liaility (This does not include the specific motor vehicle liability coverages required to meet individual state's financial responsibility laws for operation of a motor vehicle on public highways.)
  • Earth movement other than earthquake and volcano
  • Reimbursement Debris Removal up to 5% of amount of insurance or $5,000, whichever is higher
  • Emergency repairs after loss
  • Fire Department Service
  • Agreed Loss Payment Method - Dwelling: Amount of insurance less any appliable deductile when the home is a total loss
  • Trees, Shrubs, plants, and lawns
  • Credit card and check forgery
  • Food Spoilage 


Contact us  today for more information about Mobile/Manufactured Home Insurance or fill out our free online quote form. 

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