Mobile/Manufactured Home Insurance

Mobile/Manufactured Home insurance policies covers many types of mobile homes such as owner-occupied, seasonal, rental, tenant, modulars, park models, commercial mobile homes. A mobile home insurance policy protects the customer's investment in the home, personal property and other structures against accidental causes of physical damage loss. It will also cover mobile/manufactured homes of most any age, size, value, make, and model and whether the home is located in a park or on private property.

Optional Coverages

Replacement Cost or Extended Replacement Cost - Regardless of age of home if insured to replacement value
Replacement of awnings, carpeting, built-in appliances, outdoor antennas, equipment and structures included with Replacement Cost endorsement
Replacement Cost on Personal Property
Personal Injury
Incidental Business Liability
Animal and Specific Structure Exclusions

Additional Coverages

Golf Cart coverage for physical damage and liaility (This does not include the specific motor vehicle liability coverages required to meet individual state's financial responsibility laws for operation of a motor vehicle on public highways.)
Earth movement other than earthquake and volcano
Reimbursement Debris Removal up to 5% of amount of insurance or $5,000, whichever is higher
Emergency repairs after loss
Fire Department Service
Agreed Loss Payment Method - Dwelling: Amount of insurance less any appliable deductile when the home is a total loss
Trees, Shrubs, plants, and lawns
Credit card and check forgery
Food Spoilage

Contact us today for more information about Mobile/Manufactured Home Insurance or fill out our free online quote form.

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