September 18, 2021

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Protecting your personal belongings is always a primary concern for any family. At Pinecrest Insurance Services, Inc., our Personal Lines Specialists work with you to develop a custom-tailored insurance program to protect your family, home, auto, and other valuable possessions at the most reasonable, competitive costs our carriers can provide.

Homeowner Insurance

The biggest investment most people will ever make is in their home. That´s why it makes sense to protect the sizable financial investment you´ve made in your own home with a comprehensive homeowners plan. Your home purchase is an investment deserving the protection that only an experienced insurance professional can provide. Learn More

Earthquake Insurance

Earthquake insurance is a form of property insurance that pays the policy holder in the event of an earthquake that causes damage to the property. Most ordinary homeowners insurance policies do not cover earthquake loss. Your home purchase is an investment deserving the full protection, including earthquake damages, that only an experienced insurance professional can provide.  Learn More

Auto Insurance

To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation. Learn More 

Condo Insurance

Condo owner insurance is also referred to as "Homeowners Form 6" or "unit-owner" insurance. The major difference between condo owner insurance and homeowners insurance is that most condo owners have insurance through their condo association that covers the unit's structure, most commonly known as a master policy. A basic condo owner insurance policy will cover for damages to most of your personal belongings, as well as walls, floors, cabinets etc., which is not covered under the condo association master policy. Learn More

Renter's Insurance

Most often, people do not think they have enough personal property to make a renters policy worthwhile. Similar to home insurance, renters insurance protects you in situations that everyone can face: fire, theft, water damage, liability exposures and other unforeseen circumstances your landlord's policy does not cover. Take a moment to think about what you own, such as computer's, TV's, Ipod's, furniture, clothing, etc., and what you could lose if you did not have a renters insurance policy. If you rent your home, having insurance protection for yourself and your possessions is still important.  Learn More

Mobile/Manufactured Home Insurance

Mobile/Manufactured Home insurance policies covers for many types of mobile homes such as owner-occupied, seasonal, rental, tenant, modulars, park models and commercial mobile homes. A mobile home insurance policy protects the customer's investment in the home, personal property and other structures against accidental causes of physical damage loss as well as liability. It will also cover mobile/manufactured homes of most any age, size, value, make, and model and whether the home is located in a park or on private property. Learn More

Landlord Property Insurance

If you are renting out your property to someone else, you need a comprehensive landlord rental property policy. Renting your house, condo, townhome, etc., will increase the risk of the personal property you leave behind being damaged or stolen. You should view your property as a business and landlord insurance as a necessary investment to keep your business running smoothly. Learn More

Personal Umbrella Liability Insurance

Have you ever "saved for a rainy day" and realized you were glad you did? Personal Umbrella Liabiliy Insurance is similar to this where it insures you above and beyond the limits of your underlying homeowners, auto, and boat insurance policies. In addition, it will cover some situations that are not covered by other types of personal insurance policies you have. Umbrella liability coverage is designed to help protect you from major claims and lawsuits which will then protect your assets and your future you have worked so hard for. Learn More

Recreational Vehicle Insurance

Pinecrest Insurance Services is here to provide you with the highest level of service and the most comprehensive recreational vehicle insurance coverages at competitive rates. We are able to offer coverages that are unique to your needs including total loss replacement, full-timers coverage, emergency expense, personal effects, towing and roadside assistance and many more. No matter what your recreational insurance needs are, our knowledgeable representatives are here to assist you with any insurance questions or needs you may have. Learn More 


Contact us  today for more insurance information or fill out our free online quote forms.

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