Have you ever "saved for a rainy day" and realized you were glad you did? Personal Umbrella Liabiliy Insurance is similar to this where it insures you above and beyond the limits of your homeowners, auto, and boat insurance policies. In addition, it will cover some situations that are not covered by other types of personal insurance policies you have. Umbrella liability coverage is designed to help protect you from major claims and lawsuits which will then protect your assets and your future you have worked so hard for.
Umbrella insurance protection will kick in when the liability on your policies have been exhausted and will also provide coverage for claims that may be excluded by other liability policies including:
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