{"id":40,"date":"2021-06-28T10:32:47","date_gmt":"2021-06-28T17:32:47","guid":{"rendered":"https:\/\/pinecrestinsurance.com\/?page_id=40"},"modified":"2021-08-23T13:28:29","modified_gmt":"2021-08-23T20:28:29","slug":"auto","status":"publish","type":"page","link":"https:\/\/pinecrestinsurance.com\/products\/auto\/","title":{"rendered":"Auto Insurance"},"content":{"rendered":"\n\n\t\t<h2>\n\t\t\tAuto Insurance\n\t\t<\/h2>\n\t\t\t<p>To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation.If you have any doubts about the appropriate level of automobile coverage that&#8217;s right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs. Do you have accidents? Tickets? DUI&#8217;s? If so, we have very competitive markets to help keep your premium as low as possible.<\/p>\t\t\n\t\t\t<a href=\"https:\/\/pinecrestinsurance.com\/products\/motorcycles-atvs\/\" target=\"_self\" rel=\"noopener\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/pinecrestinsurance.com\/wp-content\/uploads\/2021\/07\/atv-square.jpg\" alt=\"atv-square\" \/>\n\t\t\tRelated Product\n\t\t\t\t\t<h4>Motorcycle &#038; ATV Insurance<\/h4>\n\t\t\t\t\t<p>Learn More<\/p>\t\t\t\t\n\t\t<\/a>\n\t\t\t<a href=\"https:\/\/pinecrestinsurance.com\/products\/boats-personal-watercraft\/\" target=\"_self\" rel=\"noopener\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/pinecrestinsurance.com\/wp-content\/uploads\/2021\/07\/marina-square-150x150.jpg\" alt=\"marina-square\" \/>\n\t\t\tRelated Product\n\t\t\t\t\t<h4>Boats &#038; Personal Watercraft Insurance<\/h4>\n\t\t\t\t\t<p>Learn More<\/p>\t\t\t\t\n\t\t<\/a>\n\t\t\t<a href=\"https:\/\/pinecrestinsurance.com\/products\/rv-motor-home-travel-trailers-campers\/\" target=\"_self\" rel=\"noopener\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/pinecrestinsurance.com\/wp-content\/uploads\/2021\/07\/motorhome-square.jpg\" alt=\"motorhome-square\" \/>\n\t\t\tRelated Product\n\t\t\t\t\t<h4>RV, Motor Home &#038; Travel Trailer Insurance<\/h4>\n\t\t\t\t\t<p>Learn More<\/p>\t\t\t\t\n\t\t<\/a>\n\t\t\tOptional Coverages\n\t<ul>\n\t\t\t<li>\n\t\t\t\tOptional Bodily Injury to Others\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tMedical Payments\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tCollision\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tComprehensive\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tRental Car Reimbursement\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tTowing and Labor\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tBodily Injury Caused by an Underinsured Auto\n\t\t\t<\/li>\n\t\t<\/ul>\n\t\t\tAntique and Modified Auto Coverages\n\t<ul>\n\t\t\t<li>\n\t\t\t\tMuscle Cars\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tExotics\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tSports Cars\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tCustoms\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tClassics\n\t\t\t<\/li>\n\t\t\t<li>\n\t\t\t\tAntiques\n\t\t\t<\/li>\n\t\t<\/ul>\n\t\t\tFrequently Asked Questions\n\t\t\t\t\tWhen purchasing automobile insurance what should I consider?\t\t\t\t\n\t\t\t\t\t<p>There are several things you should consider when purchasing automobile insurance that your independent agent will help you with. Here are a few:<\/p>\n<ul>\n<li aria-level=\"1\">Purchase the amount of liability coverage which makes sense for you.<\/li>\n<li aria-level=\"1\">Select the optional coverages you want.<\/li>\n<li aria-level=\"1\">Decide which company to purchase insurance from.<\/li>\n<li aria-level=\"1\">Don&#8217;t base your decision solely on price. Other factors like service and claim response are extremely important in selecting the right insurance.<\/li>\n<\/ul>\n\t\t\t\t\tDoes my insurance policy cover a friend if I loan him\/her my car\t\t\t\t\n\t\t\t\t\t<p>When you loan your car to a friend or an associate, he or she will be covered under your automobile insurance policy. Some policies have drop-down coverage where your liability limits are reduced when someone else is driving your vehicle.<\/p>\n\t\t\t\t\tWhat is collision physical damage coverage?\t\t\t\t\n\t\t\t\t\t<p>Collision is the loss you incur when your automobile collides with another vehicle or object like a telephone pole.<\/p>\n\t\t\t\t\tWhat is comprehensive physical damage coverage?\t\t\t\t\n\t\t\t\t\t<p>Comprehensive provides coverage for direct physical damage losses you could incur to your car from something like a hailstorm, theft or vandalism.<\/p>\n\t\t\t\t\tHow can I lower my automobile insurance rates?\t\t\t\t\n\t\t\t\t\t<p>There are several things you can do to lower the cost of your automobile insurance.<\/p>\n<ul>\n<li aria-level=\"1\">One way is to look for competitive pricing. An independent agent works with many companies and can provide you comparative rates and insure that you are getting the same coverage.<\/li>\n<li aria-level=\"1\">Another way to lower the cost is to change your deductible. By raising your deductible you may lower the cost of your automobile insurance by almost 10%. You must be able to pay the deductible amount in case of a claim. You can also look for discounts that you may be entitled to. Some examples of discounts that may be available are: multiple cars under the same policy, carrying a homeowners policy with the same insurance company, different groups, or associations.<\/li>\n<li aria-level=\"1\">Special discounts are available for law enforcement officers, firefighters, teachers, federal state &amp; local government employees <\/li>\n<\/ul>\n\t\t\t<a href=\"tel:+18004006886\" role=\"button\" target=\"_self\" title=\"Call for Quote\" alt=\"Call for Quote\" onclick=\"\" rel=\"noopener\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tCall 1-800-400-6886\n\t\t\t\t\t\t\t<\/a>\n\t\t\t<a href=\"https:\/\/pinecrestinsurance.com\/contact\/\" role=\"button\" target=\"_self\" title=\"Call for Quote\" alt=\"Call for Quote\" onclick=\"\" rel=\"noopener\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tGet Quote\n\t\t\t\t\t\t\t<\/a>\n\n","protected":false},"excerpt":{"rendered":"<p>Auto Insurance To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation.If you have any doubts about the appropriate level of automobile coverage that&#8217;s right for you, we have excellent plans available through reputable auto &#8230; <a title=\"Auto Insurance\" class=\"read-more\" href=\"https:\/\/pinecrestinsurance.com\/products\/auto\/\" aria-label=\"Read more about Auto Insurance\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":386,"parent":36,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/pages\/40"}],"collection":[{"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/comments?post=40"}],"version-history":[{"count":0,"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/pages\/40\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/pages\/36"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/media\/386"}],"wp:attachment":[{"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/media?parent=40"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}