{"id":44,"date":"2021-06-28T10:33:48","date_gmt":"2021-06-28T17:33:48","guid":{"rendered":"https:\/\/pinecrestinsurance.com\/?page_id=44"},"modified":"2021-08-23T09:41:51","modified_gmt":"2021-08-23T16:41:51","slug":"earthquake","status":"publish","type":"page","link":"https:\/\/pinecrestinsurance.com\/products\/earthquake\/","title":{"rendered":"Earthquake"},"content":{"rendered":"\n
Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary homeowners insurance policies do not cover earthquake loss. Your home purchase is an investment deserving the full protection, including earthquake damages, that only an experienced insurance professional can provide.<\/p>\t\t\n\t\t\t\n\t\t\tNavigate Back\n\t\t\t\t\t Learn More<\/p>\t\t\t\t\n\t\t<\/a>\n\t\t\tEarthquake insurance covers for…\n\t Note: Earthquake coverage can vary from one company to another. Review your policy for your specific coverage limits.<\/p>\n\t\t\tFrequently Asked Questions\n\t\t\t\t\tWhat is a Comprehensive Earthquake Insurance Policy?\t\t\t\t\n\t\t\t\t\t Comprehensive Earthquake Insurance policies offer broad protection for your dwelling, other structures, personal property, and additional living expenses.<\/p>\n\t\t\t\t\tWhat is a Standard Earthquake Insurance Policy?\t\t\t\t\n\t\t\t\t\t A Standard Earthquake Insurance policy is designed to provide protection for the dwelling with limited coverage for your personal possessions and additional living expenses.<\/p>\n\t\t\t\t\tHow much earthquake insurance do I need?\t\t\t\t\n\t\t\t\t\t To determine the minimum amount of earthquake insurance you should consider, we would need to estimate what it may cost to rebuild your home after an earthquake. Additionally, costs are estimated for other structures, contents and loss of use.<\/p>\n\t\t\t\t\tWhat does an Earthquake Insurance policy provide?\t\t\t\t\n\t\t\t\t\t Yes. Once damage has exceeded the policy’s deductible, the policy covers reasonable emergency repairs in an amount up to 5% of the insured value of the home as part of the dwelling limit of insurance. It also covers debris-removal costs in an amount up to 5% of the insured value of the home as additional insurance.<\/p>\n\t\t\t\t\tDoes my policy cover building code upgrades?\t\t\t\t\n\t\t\t\t\t Yes. In addition to providing funds for repairing or replacing your home, the base policy includes up to an additional $10,000 in Building Code Upgrade coverage.<\/p>\n\t\t\t\t\tWhat about my land? Is that covered too?\t\t\t\t\n\t\t\t\t\t Your policy will pay up to $10,000 (as part of the dwelling limit of insurance), including engineering costs, to replace, stabilize or restore the land that supports your home. (The policy does not provide any other coverage for land or landscaping.)<\/p>\n\t\t\t\t\tHow much does Earthquake Insurance cost?\t\t\t\t\n\t\t\t\t\t Premiums are based on certain factors, including where you live and the age, construction type, number of stories, and insured value of your home.<\/p>\n\t\t\t\t\tWhat is not covered by my Earthquake Insurance Policy?\t\t\t\t\n\t\t\t\t\t Earthquake Insurance Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary homeowners insurance policies do not cover earthquake loss. Your home purchase is an investment deserving the full protection, including earthquake damages, that only an experienced insurance professional can provide. Navigate Back Browse All Insurance Products … Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":382,"parent":36,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/pages\/44"}],"collection":[{"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/comments?post=44"}],"version-history":[{"count":0,"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/pages\/44\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/pages\/36"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/media\/382"}],"wp:attachment":[{"href":"https:\/\/pinecrestinsurance.com\/wp-json\/wp\/v2\/media?parent=44"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Browse All Insurance Products<\/h4>\n\t\t\t\t\t
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